يونايتيد بنك لمتد

نبذة عن شركة يونايتيد بنك لمتد

United Bank Limited is one of the largest commercials banks in Pakistan with over 1000 branches nationwide and a customer base of more than 3.5 million. The CORPORATE BANK continues to be a key business area for the franchise, providing multi-pronged services to both Corporate and Financial Institution customers. The Corporate Bank in pursuit of its 'house bank' strategy has been quite successful in building up well-entrenched relationships and a strong market presence during 2004. The CONSUMER BANK has successfully launched a series of products in the year 2004 such as UBL Wallet-the ATM/Debit card, UBL Drive-car financing, UBL Address-home financing, You First Net Banking-its online banking service, UBL Cashline-personal financing and UBL Business line-business financing. The COMMERCIAL BANK has not only tackled shrinking spreads and stiffer competition, but has also delivered an increase in total deposits and has doubled the commercial lending portfolio. It posted a massive profit of Rs. 4.5 billion and declared a dividend of 22.5% after nearly a decade in 2003. It has also to its credit the first complete drive-through branch in Pakistan. The TREASURY & CAPITAL MARKETS GROUP, which not only is a primary dealer in Government securities, but also competes effectively with local and international banks, in areas as diverse as fixed income and Forex sales & trading, derivatives and structured products. It has also pioneered the first Rupee based derivative transaction in Pakistan and established a dedicated Equities Trading Desk. The INVESTMENT BANK GROUP is involved in several high profile and profitable transactions, including Pakistan's first listed and rated Asset Backed Securitization TFC. Post privatization in 2002, UBL has emerged to be one of Pakistan's most dynamic and aggressive financial institutions with its customer-centric philosophy of becoming a world-class bank where YOU COME FIRST.