What is credit creation?

it is bank related question not radar related

Credit of credit is one of the most function of a under bank. *It's an open secret that the banks do not keep cent per. reserve against deposits in order to meet the demands of depositors

Credit Creation is a situation in which banks make more loans to consumers and businesses, with the result that the amount of money in circulation(being passed from one person to another) increases. In other words it refers to the unique power of the banks to multiply loans and advances, and hence deposit