Portfolio Risk Manager

We're Hiring Portfolio Risk Manager / Senior Manager Risk (Lahore)



Job Summary:

Portfolio Risk Manager should have a proven background in credit risk for customer credit such as Credit Card, BNPL / Buy Now Pay Later, fintech or a modern tech-enabled bank with strong skills in credit policy, credit servicing, and loss forecasting combined with strong data-centric skills with SQL, Python, and strong understanding of statistics & machine learning modeling.



Client Company information:

Our client has two different risk-based products - insurance and credit. The Portfolio Risk Manager will be working to optimize the company's overall risk while ensuring the commercial and financial viability of its products.

Duties and Responsibilities:

• Being the first-person in the Risk function, Portfolio Risk Manager will have the opportunity to develop this function and build a team.
• Responsible for monitoring, optimizing, and the overall performance of the credit and insurance portfolio.
• Help define companys risk objectives and create companys risk policies.
• Create companys credit scoring model and help maintain a balance between initial adoption, risk assessment and churn management.
• Work with the Tech team to implement tools and systems to measure, monitor and manage risk.
• Work with the Analytics team, Tech team and Products team to help develop new products and improve existing products.
• Provide inputs to the Pricing team to ensure pricing of the products capture the risk.
• Use advanced data analytics and critical thinking to derive insights and optimize credit strategies.
• Monitor portfolio in line with macroeconomic trends impacting risk performance, and make changes to underwriting and marketing strategies.

Key Competencies/Skills:

• Consumer credit experience such as credit card, BNPL, fintech required (NOT business credit experience).
• Startup or scale up fintech or BNPL or tech-enabled banks, inclusive customer credit tech businesses, virtual credit cards etc.
• 7+ years of credit risk experience and a focus on consumer credit experience.
• Should have experience of managing at least 3-4 employees.
• Strong skills in building credit policy, credit servicing, and loss forecasting.
  
• Proven ability to manage a consumer credit portfolio.
• Deep understanding of statistics and machine learning modeling.
• Demonstrated ability to drive impact through analysis of data.

Experience: 7 years 

Location: Lahore

Salary: Paid in USD (Tax Free)

About the job:

HR Ways is a Tech Recruitment Company that helps candidates like yours, make it into world's & Pakistan's largest & Top Product platforms. With HR Ways, your recruitment process becomes seamless as we connect you with top employers for quick interviews and easier than ever on-boarding process. We also help you get the best deals and 360 Analysis of the company that you'd like to join. And oh, we recently placed Engineers in Emirates & Ebay!