How you can conduct Appropriate and effective Risk Audit Base approach?

Risk Audit is generally based on credit rating model. We can see and ensure that a relationship manager has graded the account correctly for the first time and later has updated the credit rating (upwards or downwards) based on market / business response

Effective and appropriate Risk Audit can be conducted by carrying out Unsafe Acts Audits, Risk and Hazards Analysis in the work place. Also, by using the HSE Management  System, we can enforce the right HSE standards into compliance