One of our clients in Dubai is looking for Financing Representative.

• Financing sales activities                    
  •    Financing offering                    
  •    Negotiation of financing conditions within frames established by the Management     
  •    Follow-up on competition and competitors’ financing conditions                
  •    Develop and maintain good working relations with the company sales organization (particularly HHA)    
  •    Collection of credit information                    
  •    Evaluation of financing margins                    
• Credit assessment                        
  •    Credit assessment of customers and prospects                
  •    Preparation of credit decisions                     
  •    Make recommendations for credit decisions and securities              
  •    Documentation and quality follow up on credit information            
  •    Develop local adaptations to the credit policy and make suggestions for revision of the Credit Policy
• Credit administration                        
  •    Controlling financing agreements, supplementary documents and securities by way of the 4-eye principle along with the Dubai based Administrator                
  •    Assure agreements are properly dated, stamped and signed and if applicable legalized in due course
  •    Collection of documents required pre/at delivery such as acceptance certificate and insurance policies
  •    Jointly with the CA registering Pledge Agreements in the official system and concluding promissory notes in line with local regulations and procedures, for all customer contracts
• Business Development    
  •    Development and introduction of new products and services            
  •    Develop and maintain relations to strategic financing partners and suppliers in the region            
• Reporting
  •    Support in sourcing data and preparing financing sales statistics                    
  •    Supporting the preparation of monthly reports                
• Credit Risk Control
  In this field the FR has a dotted line of subordination to the CRM in accordance with the Credit Risk policy
  •    Pro-active collection of payments and monitoring of non-payers                    
  •    Legal issues related to bad payers                     
  •    Repossessions                        
  •    Continued follow-up on parties having issued guarantees

• Experience
• The period of practical experience normally required coping with the duties:     2-5 years Essential experience:
• •    Relationship building
• •    Financing
• •    Credit evaluation
• •    Business 
• •    Computer (user)