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Job Overview

This role is for a highly skilled and hands-on Senior Applications Development Engineer at the Assistant Vice President level within the payment + blockchain technology Organization. The successful candidate will play a pivotal role in the strategic platform and product development for the Citi token services business, contributing directly to key multi-year, transformational initiatives such as the tokenized deposits, stablecoin solution within the end-to-end ecosystem. This position demands strong technical proficiency, a hands-on approach to front-to-back development, and an enthusiasm for leveraging AI tools and prompt-based engineering.

Responsibilities:

• Monitor and control all phases of development process and analysis, design, construction, testing, and implementation as well as provide user and operational support on applications to business users
• Utilize in-depth specialty knowledge of applications development to analyze complex problems/issues, provide evaluation of business process, system process, and industry standards, and make evaluative judgement
• Recommend and develop security measures in post implementation analysis of business usage to ensure successful system design and functionality
• Consult with users/clients and other technology groups on issues, recommend advanced programming solutions, and install and assist customer exposure systems
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Actively contribute to the full software development lifecycle (SDLC) from analysis and design to implementation, testing, and deployment for strategic platform and product development initiatives.
• Drive hands-on front-to-back development efforts utilizing technologies such as Angular for responsive user interfaces, SpringBoot for robust backend services, Kafka for high-throughput data streaming, and Oracle for reliable data persistence.
• Ensure applications are designed and developed in adherence to architectural blueprints, coding standards, and best practices.
• Utilize in-depth specialty knowledge in applications development to analyze complex technical problems and propose innovative, effective solutions.
• Provide expert evaluation of business and system processes, and industry standards to inform development decisions and enhance system functionality.
• Support feasibility studies, contribute to time and cost estimates, and assist in IT planning for various projects.
• Collaborate with cross-functional teams, including product, business, and other technology groups, to ensure seamless integration and successful project delivery.
• Demonstrate a keen interest and familiarity in utilizing and adopting AI tools and prompt-based engineering to optimize development workflows, enhance application features, and solve complex challenges.
• Explore and recommend security measures and best practices to ensure robust system design and functionality post-implementation.

Recommended Qualifications:

• 5-8 years of relevant experience in applications development, with significant hands-on, front-to-back engineering experience.
• Extensive experience with Angular, SpringBoot, Kafka, Oracle, and related modern development technologies.
• Proven experience in systems analysis, programming, and contributing to successful project implementations.
• Familiarity with AI tools and prompt-based engineering, with a strong desire to integrate these into development practices.
• Strong analytical, problem-solving, and evaluative judgment skills to address complex technical and business issues.
• Ability to operate effectively under pressure and manage deadlines in a fast-paced environment.
• Excellent written and verbal communication skills, with the ability to consult effectively with users/clients and other technology groups.

Education:

• Bachelor’s degree/University degree or equivalent experience

This Hand-on Jr. Full stack Java developer role is key to Development & commercialization of next-generation Digital Assets products. 
These initiatives represent critical deliverables aligned with Services Leadership strategic KPIs & priorities for 2026 and beyond. These product buildout includes:
- Launch of Citi's Tokenized Deposits (Stable Coin offering) on public blockchain infrastructure.
- Buildout of Digital Assets Interoperability with other banks facilitating NextGen real-time cross border payments and clearing.
- Conditional Payments solutions
- Geographic expansion of existing capabilities into new markets, specifically Japan and the United Arab Emirates

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Job Family Group: Technology

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Job Family:Applications Development

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Time Type:Full time

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Most Relevant Skills Please see the requirements listed above.

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Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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