Register now or log in to join your professional community.
Credit risk means failure of the client to repay as per agreed terms. To asses credit risk the following factors needs consideration:
The client ie the management . Is there management continiuity plan
Business: How is the business of the client doing. it is slowing down or flourishing?
How are cashflows of the client, profitability , debt burden etc
Whether the loan is secured or clean
Repayment track and market reputation of the client.
These are some indicators but the list is very large
Do you need help in adding the right keywords to your CV? Let our CV writing experts help you.