IDB3304 - Principal - Credit Risk Management (ICD)
Location: Saudi Arabia - Jeddah
Role Purpose:
To help in developing end to end credit approval process, implement credit risk models and methodologies for determining exposure limits for all counterparts and providing broad risk parameters pertaining to other risk variables.
Share knowledge and disseminate information related to risk concepts and encourage the adoption of best business practices in risk management
Qualifications/Professional Experience:
At least 3 years of experience in international financial institutions in credit risk or origination role is a must.
Bachelor’s degree in Accounting, Finance, Business Administration, Economics, Statistics or similar discipline is a must.
Master’s degree in Accounting, Finance, Business Administration, Economics, Statistics or similar discipline or a Professional certificate in Financial Accounting, CFA/FRM or any relevant professional certification is a must.
Working experience on credit risk assessment and structuring of individual loans, guarantees, and equity investments in corporate and project finance transactions.
In addition, knowledge of MS Excel, with strong financial analysis and modelling skills is must.
Core Behavioral and Technical Competencies:
Core Behavioral: Innovation and Initiatives
Change Management
Developing People Capability
Partnership Management
Strategic Thinking
Self-Effectiveness
Technical:
Credit Risk Policy & Parameters
Market Knowledge of the Financial Risk Environment across member countries
Remedial Management
Credit Risk Evaluation
Financial Analysis
Knowledge of Term Finance Products and Services including corporate and Equity financing.
Knowledge of Financial Institutions Analysis.
Financial Modeling & Analysis
Knowledge of Shariaa Finance
Language Skills :
* Capable of communicating in the working languages (Arabic, English and French) of which English is a must.
