Job Description
Job Summary
Carry out the timely and effective maintenance of all Credit files and security documentation with defined controlled access as per internal and regulatory guidelines and standards. Provide high-level support and advice on all aspects of documentation matters to internal stakeholders.
Key Accountabilities
- Ensuring compliance with Credit guidelines, policies, procedures, and terms of approval.
- Establishing, maintaining and cancelling credit limits in liaison with CMCU Department as per approved credit terms and conditions.
- Ensure all applicable documentation for Credit applications are received from Relationship Managers.
- Process renewals in line with defined policies and procedures by way of close coordination with Relationship Managers.
- Conduct the initial review of Credit documentation (financing agreement, guarantees and securities) to ensure adherence to defined policies and approved terms and conditions, procedures and guidelines.
- Review and process extensions and maintenance of Credit limits and ensure all requirements have been fulfilled and authorized by designated personnel.
- Carry out the review and verification to ensure timely availability of the related legal documentation in line with the established Credit policy while highlighting any non-conformance to the superior for remediation.
- Carry out timely processing of Credit applications including entering customer information and Credit limits into the system as per defined guidelines and quality standards while conducting the effective disbursement of funds to client subject to Credit approval and terms.
- Maintain and follow up pending security documents list and fulfil pending documentation through direct contact with the respective Relationship Managers and Corporate Customers.
- Liaison with Legal Department about various Legal Opinions required time to time.
- Preparation of facilities documents such as (Advising letters, Credit Facility Agreements, Personal and Corporate Guarantees, Pledge of Shares Contracts, Official Assignments and Promissory Notes and perfection of Official and Unofficial Mortgage Documents...etc
Skills
Qualifications and Experience
Required Qualifications:
- Arabic-English (Speaking /Writing)
- Knowledge of Microsoft programs (Excel -Word -PowerPoint )
- Multitasking
- Ability to work under pressure and accepting to stay after working hours / weekends if required.
- Ability to take care of details and excellent follow up for assigned cases to be finalized in required TAT.
- Ability to deal with our” stake holders”
- Problem solver / creative
- Good attitude and have team spirit and can deal with/accept different cultures
Required Experience:
- Banking experience Preferably in Credit / Credit administration department
- Background of Banking products / facilities
- Background of legal especially in Banking filed will be an advantage
- Experience in SAK System and how to handle the tasks through it
Competencies
- Adaptability/Flexibility
- Budgets/Cost Control
- Communication
- Customer Focus
- Interpersonal Skills
- Job Knowledge
- Listening Skills
- Problem Solving/Analysis
- Product Knowledge
- Risk Management
- Teamwork
Skills
- Ability to interact with internal and external stakeholders
- Ability to work under pressure
- Accounting Methods
- Auditing
- Budgeting Analysis
- Fraud/Risk Trend Analysis
Education
- Bachelor degree in Banking/Business or equivalent
Job Details
- Job Location
- Doha Qatar
- Company Industry
- Banking
- Company Type
- Employer (Private Sector)
- Job Role
- Finance and Investment
- Employment Type
- Full Time Employee
- Monthly Salary Range
- Unspecified
- Number of Vacancies
- 1
Preferred Candidate
- Years of Experience
- Min: 2
- Degree
- Bachelor's degree / higher diploma
